With your retirement savings in mind, this question is out there. You’ve seen it in magazines and on TV. You’ve overheard it at the water cooler. Perhaps you have been silently asking yourself the same thing. “What’s your number”?
It’s your retirement, and regardless of your age, status or net worth, it is a question worth considering. As many individuals watched their retirement nest eggs shatter during the last economic upheaval, this question is becoming increasing prevalent.
I recently sat down with a financial planner who posed this same question to me. “What’s your number?” With time on my side, it was recommended of me to have a healthy diversified portfolio mix of stocks, bonds and commodities that could be actively managed by a financial professional. However, what struck me most was that he left out the most stable long-term investment in a retirement plan – your home equity.
One should not discount the peace of mind that comes from having a fat IRA. Money in the bank is the Gold Standard in the overall trend-shift from spending to savings. But when you look at your current asset portfolio, are you proud of the rate of return you are currently receiving? Is your retirement savings a tangible asset you can enjoy at will? Strategic real estate investments can provide multiple benefits, from market value appreciation, to potential rental income, or the joy in enhancing the lifestyle opportunities for your family and friends right now.
With mortgage rates and real estate values at historic lows, it is prime-time to evaluate whether real estate investments can help diversify your retirement portfolio, while improving your quality of life now and in the future. Are you interested in finding out more? Our ohana of real estate professionals at Bali Hai Realty will be happy to assist you with any questions you have.
Kauai Real Estate Services and Vacation Accommodations
If you are considering buying a home on Kauai you can see some of the island’s best real estate deals by browsing through the Coldwell Banker Bali Hai Realty Kauai Real Estate Galleries, or use the Map-Based Kauai Home Search.
For the finest quality Kauai vacation rentals including luxury estates, condos, cottages and beach villas, see our Kauai Vacation Rental Galleries or use our new Map-Based Vacation Rental Search feature.
Also please feel free to give us a call. The Bali Hai Realty staff will be happy to help you find the perfect Kauai vacation rental or assist you in the process of buying or selling a Kauai home. We also offer the highest level of personalized Concierge Services to help you plan your Kauai vacation activities.