If you have ever driven to the northern end of Kuhio Highway you may have wondered why so many of the houses are built off the ground, seemingly on stilts. Everybody agrees that the beaches on Kauai are amazing and many visitors dream of owning a Hawaiian beach shack or oceanfront getaway. If this is you, then be aware that being ensconced on the beach near the ocean does come with responsibility and risk.
A number of homes in the coastal areas are situated in the Hawaii-National Flood and Tsunami Zone and have a building height requirement associated with which zone they are positioned. There are different zones with varying height requirements. Where your property is located may be mandatory for you to build high above the ground, and if you have a mortgage the lender will require that you have flood and tsunami insurance to mitigate the risk. Some of the homes were built close to the ground before the rules were implemented and some because they are out of the flood zone.
If you are looking for land in a neighborhood that is in the flood and tsunami zone then it is important to be aware of what flood zone the property is in. This can affect building expenses. Typically the costs increase the higher you are off the ground. There are advantages to being elevated; views are enhanced, covered parking, storage areas, and first floor rooms may be allowed utilizing break away walls.
How would you find out if your dream home is in a flood zone? The Hawaii-National Flood Insurance Program offers an easy to use Flood Assessment Tool at http://gis.hawaiinfip.org. Just enter the Tax Map Key in the appropriate search box. If you have any questions give me a call or an email message and I can help navigate you through this or look it up with you.
If waking up and walking barefoot in the sand to start your day sounds appealing here are a few opportunities near the ocean that offer the quintessential Island lifestyle.
MLS 247140 $275,000 7,663 square feet across from Tunnels beach in conservation zone. Sold as-is and priced to sell.
MLS 244686 $549,000 2 bed 2 bath surf shack built near ground level on Kuhio Highway around the corner from the beach. This dream is easily attainable!
MLS 222406 $824,000 Charming beach bungalow at beautiful kalihiwai bay amazing location with an amazing price. Enjoy ocean views from living, dining and bedroom as well as lanai.
MLS 246337 $3,625,000 OK here it is! Oceanfront on an amazing beach, permitted vacation rental very competitively priced. Literally step across your own yard to the beach.
For those of you who have actually read this whole article, here is an opportunity for you! There is a very affordable lot for sale directly across the street from the beach that is out of the flood zone. Contact me for details.
Kauai Realty Services and Vacation Accommodations
If you are considering buying a home on Kauai you can see some of the island’s best real estate deals by browsing through the Coldwell Banker Bali Hai Realty Kauai Real Estate Galleries, or use the Map-Based Kauai Home Search.
For the finest quality Kauai vacation rentals including luxury estates, condos, cottages and beach villas, see our Kauai Vacation Rental Galleries or use our new Map-Based Vacation Rental Search feature.
Also please feel free to give us a call. The Bali Hai Realty staff will be happy to help you find the perfect Kauai vacation rental or assist you in the process of buying or selling a Kauai home. We also offer the highest level of personalized Concierge Services to help you plan your Kauai vacation activities.